Carlette "Charlie" Vernlund spent more than $20,000 over the winter to put a new roof on her 1890s building, add a fresh coat of paint inside and stock up on artwork, ceramics and home decor for the summer.
On Tuesday morning, as the sun rose over Alexandria, Minn., she watched it all go up in smoke.
"I have to go to the bank and find a way to pay my employees for the week," said Vernlund, owner of Charlie's Bazaar. "My checkbook was in there."
A major fire tore through downtown Alexandria on Tuesday, destroying four historic buildings and forcing the evacuation of about two dozen residents who lived above stores.
About 120 firefighters from Alexandria and surrounding communities were on the scene, said Sarah Stadtherr, a city spokeswoman.
The fire was reported about 4:30 a.m. Emergency crews responded and evacuated the residents, who lived on the second floors of the buildings. No deaths or injuries have been reported, according to Stadtherr.
"All these buildings have tenants above. They are all out and safe, but everything they have is completely destroyed," said Amy Lesnar, owner of the Creative Touch Boutique, a clothing and gift shop. "They were literally woken up and evacuated."
The American Red Cross was on the scene to assist the displaced residents.