Best certificate of deposit rates

SHORT TERM (expiring in 18 months or less) Ann %TermMin. BankYield(mo.)invest.PhoneNotes North Star4.15%5$5,000651-489-8811E,G Brickwell Community3.95%5$5,000651-289-5000 Citizens Bank Lakeville3.79%5$2,500952-469-1919E,G American Investors (952-938-6520), InterBank (952-435-6700), and Mainstreet (651-225-8500) are at 3.75%. Contact banks for terms. Credit union (membership restrictions may apply) Wings Financial4.58%12$500952-997-8000E.G Capital Trust4.30%12$10,000612-227-8240G Affinity Plus4.25%12$10,000651-291-3700A US Federal4.15%13$1,000952-736-5000A,F,G Hiway Federal4.10%12$10,000651-291-1515E,G A sampling of the best certificate of deposite rates offered by area banks and credit unions. Specific terms and conditions may apply. Contact the financial institution for more information. National CD rates are available at www.bankrate.com. INTERMEDIATE TERM (expiring in 19 to 47 months) Ann %TermMin. BankYield(mo.)invest.PhoneNotes Park Midway3.85%36$500651-523-7800 InterBank3.75%24$5,000952-435-6700 Prior Lake3.75%36$500952-447-2101 Bridgewater3.60%36$10,000952-893-6868 First Commercial3.60%36$5,000952-903-0777 Credit union (membership restrictions may apply) Wings Financial4.58%19$500952-997-8000E,G Capital Trust4.40%24$10,000612-227-8240G Affinity Plus4.35%24$10,000651-291-3700A Hiway Federal4.20%36$10,000651-291-1515E,G LONG TERM (expiring in 48 months or more) Ann %TermMin. BankYield(mo.)invest.PhoneNotes Capital One4.25%120$5,000800-848-1207 Prior Lake4.05%60$500952-447-2101 Park Midway3.90%48$500651-523-7800 American Investors (952-938-6520), Bridgewater (952-893-6868), First Commercial (952-903-0777) and InterBank (952-435-6700) are at 3.75%. Credit union (membership restrictions may apply) Wings Financial4.68%60$500952-997-8000E,G Affinity Plus4.50%60$10,000651-291-3700A Capital Trust4.45%60$10,000612-227-8240C,G Hiway Federal4.35%60$10,000651-215-1515E,G Anoka Hennepin4.32%60$5,000763-422-0290A,E,G