While technological precautions are useful in protecting revelers from being robbed of their cellphones while out on the town and having their cash apps accessed, the most effective deterrent, say those most closely watching the phenomenon, is old-fashioned wariness.
Twin Cities members of law enforcement, operators of cash apps and banks say the identity protection tools are in place, but it's up to smartphone users to take all necessary precautions if they don't want to be victimized like the dozens who were targeted by a band of thieves roving for months in downtown and elsewhere in Minneapolis before they were arrested and charged with felonies.
Law enforcement said these street bandits used many forms of persuasion, sometimes including violence, to separate unsuspecting and often intoxicated victims from their cellphones, then drain their transaction apps of thousands of dollars.
The criminal complaints filed against members of the 12-person ring laid out a variety of tactics — some simple, some crafty and some outright violent.
One man gave up his phone to someone who wanted to make a call. Another was asked for his phone so he could be added to social media accounts. His willingness cost him his phone and $1,200.
Another victim handed over his phone on a downtown street and when he asked for it back, he was assaulted and left on the pavement bleeding from his head.
By the time the long-running scheme was busted in September, it had siphoned more than $275,000 from accounts and the phones were routinely sold to "iPhone Man," who then shipped them to buyers overseas, the charges read.
"A majority of these victims came out from the bar and engaging in a conversation with a stranger they meet on the street," said Donald Cheung, a state Bureau of Criminal Apprehension (BCA) special agent in charge who oversees the Minnesota Financial Crimes Task Force. "These individuals are very cunning in various types of situations."