Ross Levin

Columnist
Your Money
Ross Levin is founding principal and president of Accredited Investors Inc., Edina, a fee-only wealth management firm. His Gains and Losses column runs on the fourth Sunday of the month. A compilation of these columns can be found in his book, "Spend Your Life Wisely." Send emails to Ross@accredited.com

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ross@accredited.com

Latest from Ross Levin

Business

Know your finances in order to make investing, retirement decisions

You need to learn more about your finances to know which debts to pay down and which investments are best for your situation.
March 29, 2025
Close up of female accountant or banker making calculations. Savings, finances and economy concept. istock

Business

Don’t get mad, get control of your financial matters

These are crazy times, from a $6 billion state budget deficit to capricious national government decisions, but making some smart money choices can help.
March 15, 2025
credit: iStock Older man wearing glasses and throwing up hands in frustration. Old, Men, Business, Headache, Businessman, Furious, Displeased, Rudeness, Anger, Frustration, Boredom, Emotional Stress, Senior Adult, Office, Aging Process, Despair, Worried, One Person, Mature Adult, Finance, Depression, Tired, Sadness, Male, Glasses, Human Face, Suit, Pain, Portrait, Disaster, Physical Pressure, Distraught, Healthy Lifestyle, Adult, Occupation, Lifestyle, Business People, Business Person, Caucasian

Business

How donor-advised funds can help you meet your charitable goals

While you might have committed to giving a percentage of your income, giving assets that have appreciated into your funds may be a wiser choice.
February 8, 2025
Edwin Schall got a dollar from a passerby as he held out a pan t get money for food along Nicollet Ave. ] (KYNDELL HARKNESS/STAR TRIBUNE) kyndell.harkness@startribune.com In downtown Minneapolis, Min. Tuesday, June 3, 2014. A new campaign in Minneapolis wants to end panhandling. The "Give Real Change Campaign" which has billboards in Downtown Minneapolis, is telling residents to end panhandling and give to a charitable organization instead. ORG XMIT: MIN1406031618130714

Business

In tough financial times, avoid paralysis and sweeping change in favor of small steps

Don’t let human emotions adversely affect your finances, particularly during times of stress.
January 25, 2025
To reduce the financial stress of retirement, cover essential living costs from guaranteed income.

Business

What rock ‘n’ roll music can teach you about money

Some of the most celebrated musicians have written lyrics that can help people manage their finances.
January 11, 2025
Leonard Cohen concert at Orpheum Theater.

Business

Being smarter about money doesn’t have to be all-or-nothing. Try these small adjustments

Before you declare you’re going to stick to a strict budget, save 20% of your salary and never again buy anything off the internet, take a beat and be realistic. Make plans for adjustment rather than austerity.
December 26, 2024
A businessman's hand fishes hundred-dollar banknotes out of a glass container like a cookie jar. Is this embezzlement or is he simply raiding his savings?

Business

Potential Trump tariffs, like many things in life, are not all good or bad

Isn’t it obvious we should hate tariffs? Not necessarily.
December 14, 2024
FILE - In this June 10, 2019, file photo, a man walks past a money exchange shop decorated with different banknotes at Central, a business district of Hong Kong. China's yuan fell Friday, Aug. 2, 2019, to its lowest level of the year against the dollar following U.S. President Donald Trump's threat of new tariffs on Chinese goods, coming close to breaking the politically sensitive level of seven to the U.S. currency.

Business

Think of your financial choices as a path to discovery

Every financial decision you make sets you on a path of discovery. There is not a GPS to effortlessly guide you. Instead, you bushwhack your way through what you thought life would be like to get to the way it really is.
November 23, 2024

Business

What rock ‘n’ roll music can teach you about money

Some of the most celebrated musicians have written lyrics that can help people manage their finances.
January 11, 2025
Leonard Cohen concert at Orpheum Theater.

Business

Being smarter about money doesn’t have to be all-or-nothing. Try these small adjustments

Before you declare you’re going to stick to a strict budget, save 20% of your salary and never again buy anything off the internet, take a beat and be realistic. Make plans for adjustment rather than austerity.
December 26, 2024
A businessman's hand fishes hundred-dollar banknotes out of a glass container like a cookie jar. Is this embezzlement or is he simply raiding his savings?

Business

Potential Trump tariffs, like many things in life, are not all good or bad

Isn’t it obvious we should hate tariffs? Not necessarily.
December 14, 2024
FILE - In this June 10, 2019, file photo, a man walks past a money exchange shop decorated with different banknotes at Central, a business district of Hong Kong. China's yuan fell Friday, Aug. 2, 2019, to its lowest level of the year against the dollar following U.S. President Donald Trump's threat of new tariffs on Chinese goods, coming close to breaking the politically sensitive level of seven to the U.S. currency.

Business

Think of your financial choices as a path to discovery

Every financial decision you make sets you on a path of discovery. There is not a GPS to effortlessly guide you. Instead, you bushwhack your way through what you thought life would be like to get to the way it really is.
November 23, 2024
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