ST. CLOUD – Roughly eight hours into a nine-hour standoff at a Wells Fargo bank in St. Cloud on Thursday evening, crisis negotiators brought pizza to the bank's front doors.
Shortly after, the last of five hostages made a break for the door and rushed outside as officers entered the building and took the 35-year-old suspect into custody.
None of the captives — all employees of the bank on St. Cloud's west side — suffered life-threatening injuries, officials said. But the situation was fraught with threats from the suspect that escalated and waned during the afternoon and evening.
"This was ongoing for over eight hours, so the intensity builds in each passing minute," Police Chief Blair Anderson said Friday. "You have to be thinking ahead: What if? What if? That was the key phrase for me yesterday."
The suspect, Ray R. McNeary of Waite Park, was arrested about 10:30 p.m. Thursday. He was charged Friday with seven felony counts: one count of first-degree aggravated robbery, one count of second-degree assault and five counts of kidnapping with a dangerous weapon.
McNeary visited the bank at 200 33rd Ave. S. Thursday afternoon alleging fraud involving his account, according to the criminal complaint. The bank manager brought McNeary into his office but failed to locate an account, which only upset McNeary more. That led to a call from the bank to 911.
The stakes rose when the manager hit the silent panic alarm signifying a holdup. McNeary was demanding money and wanted to speak to the FBI. Five employees were held hostage in the lobby.
Negotiations began almost immediately after the robbery was reported about 1:45 p.m.