If you and your significant other avoid a money talk, experts suggest these tips:Schedule regular money talks. Decide if checking in weekly, monthly or quarterly works best for you. Limit each session to 15 to 45 minutes.
Learning about the money talk
February 10, 2012 at 11:03PM
Don't limit your discussion to saving and spending. Talk about your earliest memories about money. Did you feel financially secure as a kid?
Share your failures. Describe a personal financial failure and what it felt like.
Track, then talk. Track every penny that each of you spends for a month, then make that a topic for discussion.
Be kind. When talking about money, be respectful of each other. Don't label, blame or call names. Take turns talking and don't interrupt.
Get help if you need it. Consult a financial adviser, debt adviser or counselor if you reach an impasse.
JOHN EWOLDT
about the writer
Every financial decision you make sets you on a path of discovery. There is not a GPS to effortlessly guide you. Instead, you bushwhack your way through what you thought life would be like to get to the way it really is.
